21 Jan: Insurance Drone Operations – Caveat Emptor

Unmanned aerial vehicle (UAV or drone) operated in a safe manner by a well-trained pilot, can add value to property inspections. But, when considering adding aerial photos to property inspections, what should insurance carriers and cover-holders ask of vendors?

It helps to understand the capabilities and limitations of drones. Photos taken from a drone in-flight can provide an underwriter with a wide view of a risk and adjacent exposures, close-up of roof condition, and (with sophisticated software) mapping of topography. For a claims adjuster, drone imagery can provide dwelling damage information located in an area with restricted access.